This page contains links to educational information about banking-related topics.

Fraud Alert

pdf FBI Fraud Alert About Check-Cashing and Money-Sending Scams

Identity Theft

pdf Fighting Identity Theft Brochure
  Security Tips

Electronic Processing of Checks

pdf Electronic Processing of Checks

ATM and Debit Card Fraud Prevention Measures

pdf We may be calling you: New fraud protection measures
To protect your account, NBT Bank is now monitoring your ATM and debit card transactions for potentially fraudulent activity. This activity includes: a sudden change in location (such as when a card issued in the United States is used unexpectedly out of the country); a sudden string of costly purchases; or any pattern associated with new frauds worldwide. Read More.

FDIC Deposit Insurance Coverage

pdf FDIC Deposit Insurance Coverage
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects against the loss of insured deposits if an FDIC-insured bank or savings association fails. FDIC deposit insurance is backed by the full faith and credit of the United States government. Since the FDIC was established, no depositor has ever lost a single penny of FDIC-insured funds. Read More.


















































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