Personal Features

Below are just some of the features that you'll experience with NBT Online Banker.

• View your account history and balances.
• Transfer funds between accounts.
• Re-order checks and request a stop payments.
• Order savings bonds.
• Receive alerts via email if your account balance goes above or below a customizable amount.
• Pay bills.

Test Drive

Click here to test drive NBT Online Banker for personal accounts.

Quicken® 2009

With NBT Online Banker you have the ability to download your account transactions in a file format that imports into the latest desktop versions of Quicken. (This excludes the Quicken Online subscription service.) To purchase the desktop software or an upgrade at a discount, use the banners to the right or click here to compare Quicken products.

Frequently Asked Questions

View answers to frequently asked questions by clicking here.

Browser Recommendations

For NBT Online Banker we recommend the latest versions of Microsoft Internet Explorer, Firefox or Safari.

Business Features

NBT Online Banker for Business offers all the features found in our personal online banking system and much more. Below are just a few of the additional features within the "Cash Manager" that are available for businesses.

• Setup Payroll, Collections and EFTPS Tax Payments.
• Setup ACH Payments, Receipts and upload ACH files.
• Request National and International Wire Transfers.
• FastPay Inclearings.
• Authorize Transactions.
• Place a currency order.
• Manage the sections your employees have access to within NBT Online Banker for Business.

Test Drive

Click here to test drive the features of the NBT Online Banker for Business.

QuickBooks® 2009.

With NBT Online Banker you have the ability to download your account transactions in a file format that works with the latest desktop versions of QuickBooks. (This excludes the Quicken Online subscription service.) To purchase the desktop software or an upgrade at a discount, use the banners to the right or Save 20% off QuickBooks Premier Accounting Software + Free Shipping

Frequently Asked Questions

View answers to frequently asked questions by clicking here.

Browser Recommendations

For NBT Online Banker we recommend the latest versions of Microsoft Internet Explorer, Firefox or Safari.

Begin the enrollment process today!

If you already have an account with NBT Bank and would like to sign up, simply click one of the Enroll links below.

Enroll Personal

Enroll Business

Stronger Security

NBT Online Banker incorporates Verisign's Digital ID certificate which protects your transactions over the Internet with 128 bit encryption.

PassMark™

To protect the privacy and the security of your personal information, we improved the way you login to online banking by adding an additional security feature. Previously, you logged into online banking using your Login ID and Password. Now, you’ll also use an image, called a PassMark™, and a Phrase. Your PassMark™ and Phrase help you to identify that you are on our Web site, not a fraudulent look-alike site. Here’s how it works:

1. First, you'll enter your Login ID and click the Submit button.
   
   
2. If we recognize the computer you are using, your PassMark™ and Phrase will be presented to you on the next page. Once you confirm your PassMark™ and Phrase, you'll know you can safely enter your Password. If you don't recognize your PassMark™ and Phrase, don’t enter your Password.
   
   
3. If we do not recognize the computer you are using, we will ask you a Challenge Question to confirm your identity and determine if you would like us to recognize this computer in the future.

If you correctly answer your Challenge Question, you can proceed with the login.