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Credit Cards

Whether you are looking to start building credit or continue to support your cash flow needs, our Visa® and American Express® personal credit card options allow you to choose a card that helps you manage your needs. Start building your credit history early to help you learn how to manage it as a resource and put you on a strong path to reaching your financial goals.

Select a card option with features and benefits such as:

  • Cash Back Rewards
  • Travel Rewards
  • Bonus Rewards based on purchases
  • Secured credit cards to help you build or re-build credit
Explore our Personal Credit Card Options

Current Credit Card Account Holders

Login to MyAccountAccess to manage your NBT Bank Personal Credit Card account.

  • View current balances
  • Pay your credit card bill
  • Set up auto pay
  • Sign up for email or text message account alerts

Apple PayTM - Enroll your personal NBT Bank Credit Card or Debit Card in Apple Pay and enjoy the easy, secure and private way to pay. Use Apple Pay with select Apple® devices to experience the convenience of making purchases in stores or in apps without having to reach for your card. 

  

Our Recommendations

If you like this service, NBT Bank would also recommend:

Money Market Accounts

Increase the growth potential of your savings.

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Apple Pay

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Personal Loan Options

Take a step toward completing your goal.

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