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NBT Online Banker | eStatements | Strataweb | NBT 401(k) Daily Services | NBT Remote Deposit

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Compare Account Options

NBT Bank offers several checking account options to help you choose the product that's right for you. Remember, a checking account isn't just a checking account. Ultimately, it's whatever you want it to be. It can be a way to manage your daily cash flow needs or even the first step in building toward your financial goals.

 

iStrive® Checking Account

eChecking

Classic Checking

Classic Interest Checking

Features

  • Account for young adults up to age 24
  • NBT Bank will waive its foreign transaction fee at ATMs not operated by NBT Bank; however, other banks' surcharges will still apply
  • No fee to transfer funds to your iStrive Checking account using the Autolink Transfer Service
  • $3 fee for each check written against the account
  • Manage your account needs completely online.
  • Unlimited check writing
  • Unlimited check writing
  • If age 50 and over, receive complimentary Deluxe Specialty Gray Checks or receive 50% off Deluxe Designer Checks.

Interest

 

Paid on the following tiers:

  • $100 > $2,499.99
  • $2,500 and over

 

Paid on the following tiers:

  • $100 > $2,499.99
  • $2,500 and over

Addtional Banking Service Benefits

  • NBT Online Banker with Bill Pay
  • Mobile Banking with Mobile Deposit
  • NBT Bank Debit Card
  • NBT Online Banker with Bill Pay
  • Mobile Banking with Mobile Deposit
  • NBT Bank Debit Card
  • NBT Online Banker with Bill Pay
  • Mobile Banking with Mobile Deposit
  • NBT Bank Debit Card
  • NBT Online Banker with Bill Pay
  • Mobile Banking with Mobile Deposit
  • NBT Bank Debit Card

Fees

  • $2/month for paper statements

 

 

  • $6 monthly maintenance fee

How to Avoid Fees

 

 

  • Maintain an average daily collected balance of $500 or more and/or the account holder is age 50 or over

Statement Options

 

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Branch Locations

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