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Home Financing

Purchasing a home or simply improving the one you have can be one of the most exciting experiences of your life. At NBT Bank, we understand that feeling and want to help you achieve your goal through either a Residential Mortgage or Home Equity Line of Credit. If you are unsure of which product is right for you, we encourage you to browse both of our selections to learn more about our comprehensive product offerings.

Mortgage Options

We offer a variety of Mortgage Options at competitive interest rates that can make it possible for you to purchase your dream home. Learn More

Home Equity Options

Take advantage of your home’s equity whenever you need extra funds to build an addition, consolidate debt or even buy a car! Learn More

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