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Star Access Line of Credit

The Star Access Line of Credit provides you with a convenient, revolving source of funds to draw against when you need it. Once your line is set up, you can advance funds by simply writing a check, making a transfer through NBT Online Banker, making a telephone request or visiting one of our convenient branch locations.

Features & Benefits:

  • Unsecured open-end revolving credit line
  • Variable Interest Rate (APR may vary)
  • Line amounts range from $4,000 to $6,000
  • No annual fee
  • One Star Access Line of Credit per customer
  • A fee of $25 will be assessed for insufficient funds and any time the account is drawn over the available limit
  • A fee of $25 per occurrence will be assessed for returned checks
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