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NBT FINANCIAL SERVICES.


Investments

The smartest investment strategy begins by choosing a team that’s invested in you. That’s why we’re committed to getting to know you and working collaboratively to choose the investment strategies that align with what counts most in your life. And we’re not talking about simply offering products or services, we’re talking about providing answers to the questions that keep you up at night.

  • Will I be able to afford college tuition for my kids?
  • What effect will an up-and-down market have on my life savings?
  • Are there better options out there for my retirement account?

We hear these types of questions daily – and we welcome them. By listening to the issues you’re facing, we can provide answers and help you develop an investment strategy that addresses your concerns today, and helps you strive toward your goals for tomorrow.

It’s the perfect mix of genuine understanding and investment expertise you need to build wealth and preserve what you’ve already worked so hard for.

Let us help you find the answers to your questions. Take the first step today by requesting a meeting below.

 

We get this question a lot, and the answer is unique to everyone's situation. We can assist you in calculating and creating a realistic plan that will help you pursue your retirement savings goal. Request a meeting with one of our knowledgeable advisors by submitting your contact information below.

Congratulations on your new career path! There are a lot of options available to choose from for your old retirement account. Deciding what is best can be confusing. We can discuss the pros and cons of the various options – from continuing your current plan, transferring it into your new employer plan, or rolling it into your own IRA. Request a meeting below to get the conversation started.

We have access to a broad selection of investment vehicles, such as fixed annuities with set interest rates as well as other investment vehicles that offer competitive interest rates or the potential for increased income opportunities.

It's a fact that people are living longer, and ensuring that your savings will last is a greater concern than ever before. With the help of our advisors, we can calculate the estimated income you can withdraw and how long it will last.

We can help you look at strategies that can reduce interest income, earned income and capital gains to help reduce your tax burden. Want to learn more about these tax reduction strategies? Request a meeting below to speak with one of our knowledgeable investment advisors. LPL representatives do not provide tax advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.

If you are interested in information about institutional investments, click here to learn more.

 

REQUEST A MEETING

Fill in the fields below and we will contact you shortly, or call us directly at 800-626-6162.

By submitting the above form, I acknowledge that I am sending an email to NBT Wealth Management. Our normal hours of operation are Monday through Friday, 8 a.m. to 5 p.m.



Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. NBT Bank, NBT Wealth Management and NBT Financial Services are not registered broker/dealers and are not affiliated with LPL Financial. The investment products sold through LPL Financial are not insured NBT Bank deposits and are not FDIC insured. These products are not obligations of NBT Bank and are not endorsed, recommended or guaranteed by NBT Bank or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

The LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MA, MD, ME, MI, MO, MS, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, SD, TN, TX, VA, VT, WA, WI, WV.


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