|Timothy J. Handy
Corporate Senior Vice President and Financial Group Manager
Tim oversees the NBT Financial Group consisting of offices in New York, Pennsylvania and Vermont. He has over 22 years of experience in the trust business, with particular emphasis in the areas of taxation and estate planning. Tim is a graduate of St. Bonaventure University. He is also a graduate of the estate administration, trust administration and tax schools offered by the New York Bankers Association.