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    NBT Bank MyCardCreation lets you personalize your debit card with a photo of what matters most to you.


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    CardValet® lets you manage card usage with the ability to set spending limits, turn your card on and off and check balances and transactions at any time via your mobile device. It’s a simple way to stay in control of everything that counts.

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    Put Your Home's Equity to Work

    Take advantage of a Home Equity Line of Credit to turn equity into possibility.

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    There are several convenient options available to pay your personal loan

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    Products & Services

    • Checking
    • Savings & CDs
    • Online & Mobile
    • Personal Loans
    • Home Financing
    • Investments & Insurance
    • Card & Payment Services
    • Youth & Young Adults


    We’re all about helping you check the check on the tasks on your to do list. If it counts to you, it counts to us and getting the job done can begin with your checking account. NBT offers account options to help you accomplish all of your daily financial needs and make your banking experience as unique as you are. It may seem like just a checking account, but ultimately, a checking account can be whatever you want it to be. Where will you let it take you?

    Savings & CDs

    Savings & CDs

    Maintaining an ongoing savings plan is a great way to help you keep your financial goals on track. In fact, those with a savings plan are twice as likely to save successfully. NBT Bank has a variety of products to help you with your short-term and long-term savings needs. Whether you are working to build an emergency fund, pay down debt, plan for retirement or the future in general, your needs are covered.

    Online & Mobile

    Online & Mobile

    No matter where life may take you, you can take your banking with you. Conduct your banking on your time whether at home or on the go with NBT Bank’s Online and Mobile services. Stay connected with NBT Online Banker, Mobile Banking with Mobile Deposit and more with the security, ease and convenience you deserve.

    Personal Loans

    Personal Loans

    Life is full of possibilities, and it’s exciting when your goals are within reach. At NBT Bank, we want you to know that if counts to you, it counts to us. Whether you’re looking to consolidate debt, take a vacation, make home improvements or pursue another opportunity, our personal loan solutions can help you make it happen.

    Home Financing

    Home Financing

    Buying or building your new home is one of the most exciting experiences of your life. At NBT Bank, we understand that feeling. We take pride in offering you the personalized service you want with the competitive rates you need. Our website offers calculators and in-depth information about the entire process of purchasing, building or refinancing your home.

    Investments & Insurance

    Investments & Insurance

    Our NBT Wealth Management Advisors can provide the professional advice you need to work toward a secure financial future. We want to get to know you and clearly understand the goals you have in mind. Whether you're considering retirement planning, investments, insurance or overall financial planning, we're here to help.

    Card & Payment Services

    Card & Payment Services

    Whether you are dining out, refreshing your wardrobe or booking your next vacation, NBT Bank offers multiple card and payment options to help you securely and conveniently access your account or complete your purchases so you can keep on keeping on.

    Youth & Young Adults

    Youth & Young Adults

    You may have your whole life ahead of you, but it’s never too early to start building toward your financial goals. From starting your first savings account, landing your first part-time job, buying your first car or even heading off to college, iStrive® with NBT Bank offers solutions that will help you grow your money skills. Our Strive® program also offers you tools and resources to help you build your money management skills to keep you on the path to financial independence.


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    Branch ATM


    4 North Mountain Boulevard, Mountaintop, PA 18707

    Lobby Hours:
    9:00 - 5:00 Mon 9:00 - 5:00 Tues 9:00 - 5:00 Wed 9:00 - 5:00 Thurs 9:00 - 6:00 Fri 9:00 - 12:00 Sat
    Drive-up Hours:
    8:30 - 5:00 Mon 8:30 - 5:00 Tues 8:30 - 5:00 Wed 8:30 - 5:00 Thurs 8:30 - 6:00 Fri 9:00 - 12:00 Sat
    Envelope Deposit and Cash Dispensing ATM
    Night Deposit
    Safe Deposit Boxes
    Mountaintop Office
    • McEntee New CMO for NBT Bank and Doller Leading Corporate Communications
      NORWICH, NY (September 19, 2016) – NBT Bank President John H. Watt Jr. announced that Thomas J. McEntee has joined the bank as senior vice president and chief marketing officer. McEntee is leading Learn More
    • NBT Bancorp Hires Walsh as Finance Manager
      NORWICH, NY (September 13, 2016) – NBT Bancorp Senior Executive Vice President and Chief Financial Officer Michael Chewens announced that Rebekah Walsh has been hired as vice president and Learn More
    • NBT Bank Hires Romero as Regional Commercial Banking Manager
      MANCHESTER, NH (August 19, 2016) – NBT Bank Regional President Stephen Lubelczyk announced that Albert Romero has been hired as senior vice president and regional commercial banking manager. Learn More
    • NBT Bank Promotes DEredita to Assistant Vice President
      SYRACUSE, NY (August 18, 2016) – NBT Bank Syracuse Regional President Richard Shirtz is pleased to announce that Karen D’Eredita, branch manager of the bank’s East Syracuse Office, has been promoted to assistant vice president. Learn More
    • NBT Bank's Hallak-Serwatka Named Lender of the Year
      UTICA, NY (August 11, 2016) – NBT Bank Regional President John Buffa announced that Senior Commercial Banking Relationship Manager Mary Ann Hallak-Serwatka has been named the 2016 Lender of the Year Learn More
    • NBT Bank Announces New Home in the City Program in Albany
      ALBANY, NY (August 11, 2016) – NBT Bank Senior Vice President and Residential Mortgage Manager Joseph Culver recently announced the bank has joined with the Affordable Housing Partnership of the Capital Region Learn More
    • NBT Bank Announces New Home in the City Program in Syracuse
      SYRACUSE, NY (August 11, 2016) – NBT Bank Senior Vice President and Residential Mortgage Manager Joseph Culver recently announced the bank has partnered with Home HeadQuarters to assist first-time homebuyers in the City of Syracuse. Learn More
    • NBT Bank Recognizes World Elder Abuse Day
      NORWICH, N.Y. (June 14, 2016) – Every year, millions of seniors fall victim to financial fraud resulting in billions of dollars in losses Learn More

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